Life Planners

    Wedding Budget Planner (Nepal)

    Formula: Total = (Per-plate × Guests × Functions) + Venue + Jewellery + Decor + Attire + Photography & Video + Misc

    Total budget
    Rs. 40.98 L
    Per guest
    Rs. 10,245
    Funding gap
    Rs. 40.98 L
    Monthly saving needed
    Rs. 3.42 L

    Adjust the scenario

    400
    Rs.
    How will you pay
    Rs.
    Rs.
    Decision insights
    Loan or downsizing likely
    Gap of Rs. 40.98 L over 12 months means Rs. 3.42 L/month — most Nepali couples can't. Drop a tier, cut guests, or take a personal loan only as last resort.

    Where the wedding money goes

    Catering21,60,000
    Venue2,88,000
    Jewellery6,00,000
    Decor4,50,000
    Attire1,50,000
    Photography1,50,000
    Other3,00,000

    Itemised budget

    CategoryAmount% of total
    Catering (400 × Rs 1800 × 3 days)Rs. 21,60,00053%
    VenueRs. 2,88,0007%
    JewelleryRs. 6,00,00015%
    Decor & flowersRs. 4,50,00011%
    Attire (bride + groom)Rs. 1,50,0004%
    Photography & videoRs. 1,50,0004%
    Pandit, vehicle, gifts, musicRs. 3,00,0007%
    TotalRs. 40,98,000100%

    Indicative 2025–26 Kathmandu/Pokhara rates. Standard tier uses ~Rs 1,800/plate (not five-star pricing). Adjust every line — customs, season, and gold price on the day change real quotes.

    About this calculator

    Formula: Total = (Per-plate × Guests × Functions) + Venue + Jewellery + Decor + Attire + Photography & Video + Misc

    How much does a Nepali wedding really cost? This planner totals catering (per plate × guests × functions), venue, jewellery, decor, attire, photography & video, and misc — then shows your funding gap and the monthly saving needed to pay for it without a personal loan. Based on 2025–26 Kathmandu and Pokhara vendor data; use it to sanity-check quotes before you commit.

    How to Use

    Pick Modest, Standard, or Premium tier — then set guest count and number of functions (mehendi, swayambar, reception). Adjust the jewellery line in NPR; enter savings, family contribution, and months until the wedding. The donut chart shows where every rupee goes; Decision insights flag loans, heavy gold, and oversized guest lists.

    Total = (Per-plate × Guests × Functions) + Venue + Jewellery + Decor + Attire + Photography & Video + Misc

    How much does a wedding cost in Nepal in 2026?

    Most Nepali weddings fall between Rs 5 lakh and Rs 50 lakh. Three levers dominate: guest count, venue tier, and gold. Catering plus venue usually take 50–70% of the bill; jewellery is often 15–30%.

    Typical total by wedding tier

    TierTotal (NPR)What it looks like
    ModestRs 5 – 10 lakhTemple/community hall, 50–150 guests, 1–2 functions
    StandardRs 15 – 30 lakhBanquet hall, 200–500 guests, 3 functions
    PremiumRs 30 – 50 lakh+Five-star hotel, 500–800+ guests, cinematic photo/video

    Catering per-plate rates (Kathmandu, 2025–26)

    Catering is charged per plate, per function. This planner’s Standard tier uses ~Rs 1,800/plate — mid banquet pricing, not Yak & Yeti rates. A 400-guest, 3-function wedding at Rs 1,800 is Rs 21.6 lakh in catering alone; at Rs 2,800 it jumps to Rs 33.6 lakh.

    Verified banquet ranges

    Venue typeVeg plateNon-veg plate
    Community / budgetRs 500 – 1,000Rs 700 – 1,200
    Standard banquetRs 1,300 – 2,300Rs 1,600 – 2,800
    Five-star hotelRs 2,500 – 4,500Rs 2,800 – 4,500

    Confirm starters, dessert, paan, service charge, and 13% VAT are included.

    Gold & jewellery — the line that dominates

    Gold is bought by the tola (11.66 g). At prices above Rs 1,50,000 per tola, even one or two extra tolas moves the budget by lakhs. Gold retains value but locks cash you may need for catering and venue.

    • Common range: 6–15 tolas depending on family custom.
    • Making charge and 13% VAT add 15–25% on top of metal value.
    • Model true jewellery cost in the Gold Profit calculator before fixing tolas.

    Wedding cost by guest count (standard tier, 3 functions)

    Per-guest cost falls as headcount rises, but the total still climbs. Cutting the guest list is the single most powerful saving — more than haggling decor or photo packages.

    GuestsTotal estimatePer guest
    200Rs 12 – 18 lakhRs 6,000 – 9,000
    400Rs 20 – 30 lakhRs 5,000 – 7,500
    500Rs 25 – 35 lakhRs 5,000 – 7,000
    800+Rs 35 – 50 lakh+Rs 4,400 – 6,250

    Mid-range totals include standard-tier jewellery default. Excludes land/home purchase.

    Photography & videography

    One of the few costs that outlasts the day. This planner loads Rs 80k (modest), Rs 1.5L (standard), or Rs 3L+ (premium) — get a written quote listing every function before you sign.

    TierBudgetTypical package
    ModestRs 80k – 1.2L1 photographer, basic video, 1–2 functions
    StandardRs 1.5L – 2.5LPhoto + video team, highlight reel
    PremiumRs 3L+Cinematic film, drone, same-day edit

    Functions multiply everything

    • Mehendi / sangeet — music and henna night.
    • Swayambar / main ceremony (बिहे) — often the largest gathering.
    • Janti and dulahi anmaune — procession and send-off.
    • Reception (भोज) — peak guest count and catering bill.
    • Going from 2 to 4 functions can nearly double catering and decor — the calculator multiplies plates by function count.

    Avoid wedding loans

    Personal and gold loans at 13–18% mean you repay well over the wedding cost. Pre-fund with monthly savings (a sinking fund) — the monthly target above shows what that takes. If borrowing is unavoidable, model the real EMI in the Loan EMI calculator first.

    • Cut guests before cutting photo quality — bigger impact on total.
    • Fewer tolas frees more cash than decor upgrades cost.
    • Lock vendor numbers 90 days out; last-minute add-ons are the silent budget killer.

    Estimates assume Valley pricing. Terai and hill districts are usually cheaper on venue and catering. Not a quotation — verify every figure with written vendor quotes.

    FAQs