Loan EMI Calculator (Nepal) — with Affordability Verdict
Calculate EMI for home, vehicle, personal, education and business loans in Nepal — with a verdict on whether you can actually afford it.
Per person
Rs. 2.13 L
Group total (2)
Rs. 4.27 L
Days on trail
14 days
Daily burn
Rs. 13,250
Average per day per person
Adjust the scenario
2 ppl
Yes
Now mandatory for solo trekkers (since 2023).
Yes
Pre-trip
Rs.
Rs.
%
Decision insights
Why per-person cost drops with group size
Guide and porter costs are split. Going from 1 to 4 people on the Everest Base Camp (EBC) cuts per-person cost by ~Rs. 68.3k.
Plan for altitude acclimatisation
14-day treks need acclimatisation days. Budget extra Rs 4-5k for unplanned rest days and unexpected lodge fees above 4000m.
Where your money goes
Tea-house (food + lodge)63,000
Guide28,000
Porter17,500
Permits + TIMS5,000
Transport60,000
Gear + insurance12,000
Buffer27,825
Cost itemisation
| Item | Per person |
|---|---|
| Tea-house (14 × Rs. 4,500) | Rs. 63,000 |
| Guide (shared / 2) | Rs. 28,000 |
| Porter (shared / 2) | Rs. 17,500 |
| Permits (national park / restricted) | Rs. 3,000 |
| TIMS card | Rs. 2,000 |
| Transport (KTM ⇄ trailhead) | Rs. 60,000 |
| Gear / rental | Rs. 8,000 |
| Insurance | Rs. 4,000 |
| Emergency buffer (15%) | Rs. 27,825 |
| Total per person | Rs. 2,13,325 |
NPR for Nepali trekkers (no SAARC/foreign markup). Tea-house rates reflect 2024 prices; high seasons (Oct–Nov, Apr–May) can be 10–20% higher in the mountains.
About this calculator
Formula: Per person = personal costs + (guide + porter shared) / group + buffer%
Tea-house treks aren't free. This planner adds up real costs — tea-house lodging, permits, TIMS, guide, porter and emergency buffer — and shows per-person savings as your group grows.
How to Use
Pick the trek, set group size, toggle guide/porter, add gear and insurance. The chart shows per-person breakdown.
Per person = personal costs + (guide + porter shared) / group + buffer%
What is the Trek Budget Planner (Nepal) — EBC, ABC, Annapurna, Mardi?
Tea-house treks aren't free. This planner adds up real costs — tea-house lodging, permits, TIMS, guide, porter and emergency buffer — and shows per-person savings as your group grows.
Plan real trekking budget for EBC, Annapurna Base Camp, Circuit, Langtang, Manaslu, Mardi Himal and Ghorepani — with permits, guide, porter and emergency buffer.
It belongs to our life planners suite and is built to give you accurate answers along with the working steps, so you understand the method as well as the result.
How this calculator works
Internally, the Trek Budget Planner (Nepal) — EBC, ABC, Annapurna, Mardi applies the formula Per person = personal costs + (guide + porter shared) / group + buffer%. Pick the trek, set group size, toggle guide/porter, add gear and insurance. The chart shows per-person breakdown.
The result and every step update instantly as you change the inputs, so you can compare scenarios without re-entering everything.
When to use it & tips
Use the Trek Budget Planner (Nepal) — EBC, ABC, Annapurna, Mardi whenever you need a fast, reliable life planners answer with the steps shown. It works on phone, tablet, and desktop — no sign-up, no install.
Tip: For foreign trekkers — yes since April 2023 on most national-park routes. For Nepali nationals — only on restricted areas like Upper Mustang, Manaslu, Tsum Valley.
FAQs
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