Loan EMI Calculator (Nepal) — with Affordability Verdict
Calculate EMI for home, vehicle, personal, education and business loans in Nepal — with a verdict on whether you can actually afford it.
Net profit
Rs. 13.8k
ROI
27.5%
Total fees + CGT
Rs. 1.2k
Take-home cash
Rs. 64.0k
After tax, in your bank
Adjust the scenario
Rs.
Rs.
Rs.
Optional. 5% dividend tax already deducted at source.
Decision insights
Healthy profit
27.5% clean return after costs — better than bank FD and most balanced funds.
Where the gross profit goes
Your net profit13,811
Broker commission395
CGT727
SEBON + DP67
Trade cost breakdown
| Item | Buy side | Sell side |
|---|---|---|
| Value | Rs. 50,000 | Rs. 65,000 |
| Broker commission (0.36% / 0.33%) | Rs. 180 | Rs. 215 |
| SEBON regulatory fee (0.015%) | Rs. 7 | Rs. 10 |
| DP charge | Rs. 25 | Rs. 25 |
| Capital gains tax (5%) | — | Rs. 727 |
CGT is deducted at source by your broker on the gross capital gain.
Uses SEBON commission slabs, 0.015% SEBON fee, Rs 25/scrip DP charge, and the 5% / 7.5% capital gains tax slab applicable to individuals.
About this calculator
Formula: Net = (Sell − sellFees − CGT) − (Buy + buyFees) + Dividends
Most NEPSE calculators only show buy price vs sell price. This one applies real SEBON commission slabs, DP charges and capital gains tax to show what actually lands in your bank.
How to Use
Enter quantity, buy/sell prices, holding period, and investor type. The breakdown shows every fee.
Net = (Sell − sellFees − CGT) − (Buy + buyFees) + Dividends
What is the NEPSE Investment Return Calculator?
Most NEPSE calculators only show buy price vs sell price. This one applies real SEBON commission slabs, DP charges and capital gains tax to show what actually lands in your bank.
Calculate real NEPSE share trading profit after broker commission, SEBON fee, DP charge and capital gains tax.
It belongs to our nepal money suite and is built to give you accurate answers along with the working steps, so you understand the method as well as the result.
How this calculator works
Internally, the NEPSE Investment Return calculator applies the formula Net = (Sell − sellFees − CGT) − (Buy + buyFees) + Dividends. Enter quantity, buy/sell prices, holding period, and investor type. The breakdown shows every fee.
The result and every step update instantly as you change the inputs, so you can compare scenarios without re-entering everything.
When to use it & tips
Use the NEPSE Investment Return calculator whenever you need a fast, reliable nepal money answer with the steps shown. It works on phone, tablet, and desktop — no sign-up, no install.
Tip: SEBON sets slabs: 0.36% up to Rs 50k, 0.33% up to 5L, 0.31% up to 20L, 0.27% up to 1Cr, 0.24% beyond. Bonds and government securities have different rates.
FAQs
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